Seamlessly Modernizing Banking: Amount Joins the Q2 Partner Marketplace

We’re thrilled to announce that Amount is now part of the Q2 Partner Marketplace! This partnership makes it easier than ever for financial institutions already leveraging Q2’s digital banking platform to integrate Amount’s advanced credit card account opening platform. Together, we’re enabling banks and credit unions to modernize their operations, elevate customer experiences, and streamline their digital lending.

The Problems We Solve for Financial Institutions

In today’s competitive landscape, financial institutions face mounting pressure to provide seamless, intuitive digital-first experiences for their customers and members. Many struggle with:

• Lengthy time-to-market for launching new products.

• Fragmented systems that increase costs and create inefficiencies.

• Inconsistent customer experiences across product lines.

• Limited tools to optimize lending and reduce risks like fraud.

Amount solves these challenges by offering a unified platform that’s easy to adopt and provides unmatched flexibility, scalability, and intelligence.

How Amount and Q2 Together Simplify Digital Transformation

For Q2 banks and credit unions, Amount’s integration into the Q2 platform means they can rapidly implement Amount’s consumer and SMB credit card account opening platform with minimal friction. Our partnership enables:

• Seamless Adoption: Pre-integrated functionality ensures that customers/members can apply for SMB and consumer credit cards using prefilled data. This saves time, reduces friction, and improves the user experience.
• Enhanced Decisioning: Access to 15 pre-integrated data points through Q2 gives banks and credit unions the ability to make more accurate lending decisions.
• Flexibility and Growth: Financial institutions can start with SMB and consumer credit card solutions today, with deposit account opening solutions coming soon to extend their capabilities further.
• Seamless, Secure Access:  Q2’s SDK powers a centralized Single Sign-On (SSO) system, enabling users to effortlessly navigate between Q2 and Amount’s platform while maintaining robust security and efficiency.

The Benefits of Amount’s Unified Platform

Our platform is designed to help financial institutions thrive in a digital-first world, addressing their key challenges while creating new opportunities for growth:

Faster Time-to-Market: With over 200 configuration options, Amount enables rapid product setup and delivery. Pre-built rulesets and a low-code interface allow financial institutions to deploy and refine lending and account-opening products quickly.

Optimized Risk Management: Amount offers superior tools for managing credit and fraud risks:

• AI Policy Optimizer: Provides real-time recommendations for credit, pricing, and fraud strategies, optimizing conversion without requiring a large data science team.

• Built-in Fraud Strategy: Reduces lending fraud losses through holistic risk mitigation strategies applied across all digital channels.

Optimized Unified Multi-Product Platform: Our Q2 integration focuses on SMB and consumer card lending, while deposits remain part of our broader platform. By leveraging a unified platform, financial institutions can:

• Reduce costs and streamline operations.
• Share best-practice strategies across product lines.
• Deepen customer relationships through cross-sell and upsell opportunities.

Adaptive, Intelligent Customer Journeys: Our embedded orchestration and decisioning engine ensures personalized, task-driven workflows that optimize conversion, reduce costs, and minimize credit and fraud risks.

Scalable, Future-Proof Technology: Amount’s composable architecture adapts to market trends and institutional needs, ensuring financial institutions are always equipped to offer innovative products.

Empowering Financial Institutions and Their Customers

By integrating Amount’s card solutions via Q2’s platform, banks and credit unions can better serve their customers and members. From helping small businesses access the credit they need to grow to providing consumers with seamless and secure account opening, Amount delivers the intuitive experiences today’s users expect.

Visit Amount on Q2 Marketplace to explore how our partnership can help your institution modernize operations, improve customer experiences, and drive growth.