SMALL BUSINESS SUITE

Amount’s Small Business Suite empowers banks or credit unions to give busy small business owners a modern, simplified banking experience with tools tailored to meet today’s challenges.

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THE CHALLENGE

Banks and credit unions struggle with outdated systems for small business lending and deposits, causing slow processing, high costs, and ultimately, a frustrating experience for small business owners. As demand for funds grow, these legacy systems only worsen the issue, with outdated underwriting methods making it harder for banks and credit unions to keep up.

THE SOLUTION

Amount’s SaaS platform modernizes these systems, automating lending with AI-powered underwriting and simplifying deposits. We help banks and credit unions provide faster, more efficient services, giving small businesses the smooth, seamless banking experiences they expect. One client reduced SMB loan processing time from weeks to just two days—improving both customer satisfaction and operational efficiency.

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DEPOSITS

Simplify cash flow management, streamline payments, and earn interest—all while ensuring secure and efficient transactions for small businesses.

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LOANS

Provide short-term lines of credit, unsecured loans for working capital, and secured loans, giving small businesses the flexibility they need to grow.

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CARDS

Manage cash flow, cover expenses, and fund growth with a flexible card solution that helps small businesses build credit.

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DEPOSITS

Meeting your SMB customers where they are, just got simpler.

Amount’s deposit solutions empower banks and credit unions to offer small businesses the flexibility and security they need with easy access to checking, savings, and money market accounts.

Our platform streamlines essential verification processes—like KYC, KYB, fraud prevention, and eligibility checks—giving your team the flexibility to manage these steps while offering small businesses a smoother, faster account setup experience.

It’s modern banking made simple.

Lending-Grade Fraud ControlsBring lending-level fraud protection to your deposit account openings, keeping accounts safe from the start.

Digital Beneficial Ownership VerificationSmooth, digital verification of beneficial ownership, unlike competitors with clunky workflows.

Customizable Rules EngineUse our pre-built rules or customize them to fit your institution’s needs.

Manual Underwriting EfficiencyAutomate the process while maintaining full control over manual reviews and approvals when needed.

Effortless Initial Deposit FundingSimplify initial deposit funding for fast account activation, so businesses can get started without the hassle.

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CREDIT UNIONS

To meet your unique needs, Amount’s platform enables digital member verification & creation across all our products.

No branch visits needed, making new member onboarding faster and easier

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LOANS

In a world of outdated systems, small business loans shouldn’t be complicated. Amount’s unsecured and secured lending products simplify the process for banks and credit unions, empowering members to grow their businesses seamlessly.

Our platform streamlines the lending experience for both teams and small business customers — fast, secure, and intelligent lending with AI-driven tools for smarter decision-making.

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Here’s what you’ll get

Beneficial Ownership: Simplified documentation to ensure compliance without the hassle.

Custom Rules: Set personalized lending criteria to meet the needs of every business.

Collateral Capture: Secure loans with options like real estate, equipment, and vehicles.

Manual Underwriting: Provide tailored loan assessments with hands-on, expert underwriting.

Cashflow Spreading: Get a complete view of cash flow for smarter, data-driven decisions.

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CREDIT CARDS

From application to onboarding, Amount’s SMB credit card solution helps banks and credit unions effortlessly launch and manage small business credit card programs, delivering a smooth, secure experience for both institutions and their members.

Along with standard benefits like fraud protection and a custom rule builder, the Amount SMB Credit Card solution offers:

Beneficial OwnershipStreamlined documentation to ensure clear ownership and compliance.

Authorized UsersApplicants can easily add up to five authorized users, with each undergoing screening for OFAC and sanctions risks to ensure security and compliance.

Flexible Card OfferingsCreate multiple SMB credit card products, each with its own unique structure and features.

Full Control & FlexibilityQuickly set up, customize, and deploy with pre-built best practices or fully configurable rules.

MEET THE
MOMENT

Learn more how Amount’s platform powers Banking That Meets the Moment — a fully integrated, modular solution that equips banks and credit unions with best-in-class digital lending, deposits, and fraud prevention. 

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